Planning Ahead Can Help Caregivers

Caring for a loved one can be a rewarding experience, but it can oftentimes be challenging and stressful work. Taking steps to plan ahead can make a significant difference in relieving stress and help to lighten the caregiver's load.


Most Americans will face the challenges of caregiving at some point in their life. According to the Office on Women's Health, a division of the U.S. Department of Health and Human Services, more than 44 million Americans are already providing unpaid care to an elderly or disabled person 18 years or older in any given year.


"As a company that specializes in the retirement market, we know that people want to live on their own for as long as possible," explains Scott Perry, president of Bankers Life and Casualty Company, a national health and life insurer. "Thanks to the selflessness of their caregivers, many are able to fulfill that wish."


Family Caregiving 101, a Web site launched by the National Family Caregivers Association (NFCA) and the National Alliance for Caregiving (NAC), advises potential care providers to start by learning about eldercare issues such as Medicare, living wills and powers of attorney.


"Caregivers should also make it a point to know who their loved one's physicians are, the medications they take and why, and details about their condition," said Perry. "This information can better prepare them for unusual situations that may be encountered when caring for someone. It can also help plan future care needs."


Many national and local associations provide comprehensive support for specific conditions. The Alzheimer's Association, which Bankers Life and Casualty Company supports with an annual fundraiser, offers programs and services that help those affected by Alzheimer's. These include a toll-free help line available 24/7: (800-272-3900); an informative Web site (alz); and local services including information and referral, education, and support groups.


For more topics of interest to seniors, visit bankers and click Senior Resources.

Source
National Family Caregivers Association